Mortgage Brokers in Abbotsford, BC – GVCPS

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Finding a good mortgage broker involves more than just a mortgage broker who can get you a good interest rate. You want to work with the best mortgage companies who are staffed by professionals that will keep your best interests in mind when making decisions regarding your mortgage and property.

If you are buying a personal property, an investment property, refinancing or if you are facing unmanageable or unwanted mortgage payments, it is in your best interest to have access to knowledgeable mortgage advice from the best mortgage brokers and real estate consultants in regards to your situation.

A mortgage broker acts as an intermediary between you (the borrower), and the mortgage lender. A mortgage broker has access to numerous mortgage lenders from banks to credit unions to private lenders. Having numerous lenders to choose from, a mortgage broker can help you, the borrower, connect with a lender that will benefit you with your unique needs and financial situation.

If you are buying a personal property, buying an investment property or are refinancing, our mortgage brokers in Abbotsford, BC, will match you with the best mortgage lender in regards to your individual needs and situation.

If you are experiencing unmanageable or unwanted mortgage payments, experiencing difficulty selling your property through traditional methods or if you just want out of your property situation for any reason, our professional mortgage brokers and real estate consultants can help you with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting any equity you may have in the property and protecting your credit.

If you are looking for the best mortgage brokers, contact us. We do not charge any fees for our consultation and our team of mortgage brokers are dedicated towards providing you with the right solution to your mortgage situation.

Our Company’s mortgage brokers and real estate consultants specialize in: lowering your monthly payments, consolidating your debt, refinancing your property, providing second mortgages, bad credit refinance, reinstating your mortgage when you have missed mortgage payments, helping you stop foreclosure, providing home equity loans, and home equity lines of credit and providing new mortgages for a personal or investment property

Our Company will offer you solutions that will meet your individual needs that are based on your current financial situation. If you are buying a personal property, an investment property, refinancing or if you are facing unmanageable or unwanted mortgage payments, it is in your best interest to have access to knowledgeable mortgage advice from the best mortgage brokers and real estate consultants in regards to your situation.

Our Company, GVCPS, is a well established Real Estate Investment Company that utilizes the services of the best mortgage brokers and real estate consultants in the real estate industry in Vancouver, BC, the Lower Mainland and Fraser Valley, BC, We can provide immediate solutions to your mortgage situation and we do not charge any fees or commissions, saving you time and money. 

 

We Are Home Investors in Chilliwack, BC, Canada

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Do you need to sell your house, townhome or condo quickly? Are you experiencing difficulty selling, experiencing difficulty making your mortgage payments or do you just want out of your property situation for any reason? Contact us. our Company, GVCPS, is a well established Real Estate Investment Company that buys houses, townhomes and condos quickly.

No matter what your situation is, we can buy your property. We buy houses, townhomes and condos that are any price and in any condition. Our Company provides a fast solution instead of you having to wait while a realtor lists your property for sale.

We specialize in creative and innovative techniques to purchase property from people who need relief from their mortgage or real estate situation for any reason but cannot sell through traditional methods or who do not want to sell through traditional methods. We know that when you are in a difficult real estate situation, you need a quick solution.

We are Home Investors in Chilliwack, BC, Canada that can provide you with a quick and hassle-free solution to your real estate issue, no matter what your circumstances may be. In today’s challenging real estate market, trying to sell a house, townhome or condo can be at the very least, very stressful and challenging for most property owners.

We understand the stress and hassles that you face  when you are experiencing unmanageable or unwanted mortgage payments, experiencing difficulty selling your property through traditional methods or when you just want out of your property situation for any reason. We specialize in buying properties that are difficult to sell quickly and we do not charge any fees or real estate commissions.

Contact us for Free Consultation. Office: 604-812-3718 Email: info@gvcps.ca or complete our free assessment form and we can discuss the different options that are available to your property situation.

 

We Are Residential Property Buyers and Property Management

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Are you looking for a professional solution to your house, townhome or condo rental situation? Do you want to sell your rental property? Contact us, we are a well-established Real Estate Investment Company that provides solutions to your unwanted Residential Property Management through our Lease Purchase Program. Through our Lease Purchase Program, we take Residential Property Management to a whole new level. Our Company, GVCPS, becomes your tenant that also purchases the property at an agreed upon price and date.

Through our Lease Purchase Program, we Lease Purchase houses, townhomes and condos in Vancouver, BC, the Lower Mainland and the Fraser Valley, BC that are any price, in any condition, in any location and in any situation.

We help landlords and home owners by taking the weight of your monthly payments off your shoulders as well as take over the responsibility of the property including all of the repairs and maintenance to the property until our Company buys the property. You can literally forget about the property until the property sells.

We are professional investors that buy houses, townhomes and condos with your existing tenants in place. We are responsible to ensure that the tenant(s) vacate the property through the rules and regulations of the Tenancy Act of BC. We have 25 years of experience handling all types of tenant problems and we can take over your tenant problem no matter what your tenant situation is.

Through our Lease Purchase Program, our Company, GVCPS, becomes your Residential Property Management Company, your Tenant and We Buy the Property at at agreed upon price and date. We Lease Purchase houses, townhomes and condos that are in any condition, as-is. If the property requires extensive repairs, it does not matter, we Lease Purchase the property in it’s current condition and you do not have to spend time or money on any repairs.

Through our Lease Purchase Program We Ensure the Following:

  • We ensure that you receive your monthly property payment each month

Our Company ensures that you will receive your monthly property payment until we purchase the property. You will not receive any excuses from our Company in regards to you not receiving your monthly payment that you may have experienced with your tenant(s).

Communication with existing tenants

We respond quickly to tenants who are currently living in the property and we will look into tenant inquiries to immediately resolve any tenant issues.

  • Maintenance and property repairs

We buy houses, townhomes and condos through our Lease Purchase Program as-is, even if the property requires extensive repair, we will buy the property as-is.P

  • Our Company buys houses, townhomes and condos quickly.

We take Residential Property Management to a whole new level. We understand the stress and hassles that you face  when you just want out of your property situation for any reason, when you are facing unmanageable or unwanted mortgage payments or if you are experiencing difficulty selling your property through traditional methods. Our Lease Purchase Program provides you with immediate monthly cash flow management solutions to your unwanted property situation and any unmanageable or unwanted mortgage payments along with protecting your equity in the property and protecting your credit.

  • We handle your tenant situation

We understand the frustration that you experience when you have tenant problems that won’t go away easily. Through our Lease Purchase Program, we take over property payments and the property associated with the mortgage. We also take over existing tenancies in any situation. If you require help with your current property situation for any reason including tenant problems, contact us.

Contact us to discuss what solutions we can provide to your property situation.  We provide Free Consultation to discuss the different options that are available to you.  Office: 604-812-3718 Email: info@gvcps.ca

 

We Are Home Investors in Burnaby, BC Canada – GVCPS

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Do you need to sell your house, townhome or condo fast? We are a well established Real Estate Investment Company that buys properties quickly for cash or terms with no fees, no commissions or hassles.

We provide you with immediate financial relief and peace of mind regarding your real estate situation and we have earned a reputation for fair dealing with 25 years of experience. 

We are Home Investors in Burnaby, BC, Canada who buy houses, townhomes or condos that are any price, in any condition and in any situation.

We utilize our own funds and we do not need to wait to qualify for bank financing to buy your property. We work with your timeline and we can finalize the transaction immediately or at a later date.

If you are looking for a reliable investor to buy your house, townhome or condo quickly, contact us for a hassle free transaction. We have handled hundreds of purchase situations, helping clients facilitate a non-stressful real estate transaction that benefit all parties involved. 

Contact us for Free Consultation. Office: 604-812-3718 Email: info@gvcps.ca or complete our free assessment form and we can discuss the different options that are available to your property situation.

 

Are You Facing Tenant Problems? We Can Help.

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Facing Tenant Problems?

If you are a landlord, you will more likely than not experience a bad tenant situation. Common tenant problems include:

  • Tenant refuses to pay rent
  • Tenant deliberately damages the property
  • Tenant continually disturbs the neighbours
  • Problems getting the tenant out of your property through the red tape of tenancy branch hearings
  • Continual breach of other terms of the rental agreement by your tenant

We are a well established Real Estate Investment Company that has handled hundreds of tenant problems and evictions with the Residential Tenancy Branch over the past 25 years in Vancouver, BC, the Lower Mainland and the Fraser Valley, BC. If you are experiencing tenant problems, we can help. Contact us for free consultation to discuss the various options that are available to your tenant situation. Office: 604-812-3718 Email: info@gvcps.ca Website: www,gvcps.ca

A Tenancy Ends When the:

  • Tenant or landlord gives legal notice to end the tenancy
  • Landlord and tenant mutually agree to end the tenancy
  • Tenancy agreement is a sublease agreement that clearly states the subtenant will move out at the end of the term of the agreement
  • Tenancy agreement is a fixed term agreement that, prescribed by Regulation, requires the tenant will move out at the end of the fixed term
  • Tenancy agreement is frustrated by circumstances beyond the landlord or tenant’s control
  • Tenant abandons the rental unit
  • Landlord has an order of possession from the Residential Tenancy Branch

 

More Facts About Tenancy Disputes Include:

A dispute resolution is a formal process overseen by the Residentail Tenancy Branch (RTB) that is similar to a court proceeding. However, the hearing is presided over by an arbitrator rather than a judge.

A landlord or tenant, often has two years after the tenancy agreement ends to file a claim with the RTB. The timelines, however, are much shorter if the tenant is being evicted. 

It’s difficult to overturn an RTB decision. A dispute resolution is not appealed like a usual court case. They can be clarified or corrected, but reviews of the arbitrator’s decisions are rare. If you think there is a problem with the decision you can have a judge look at the decision through a process called “judicial review” that is expensive and time consuming. Therefore, it is important to fully prepare your case before your hearing.

To help you prepare for your dispute resolution, you can engage a lawyer who specializes in residential tenancy law. A lawyer will help gather evidence, prepare your story, and help you make your best case, before you go to your hearing.

If you require help with any tenant problem, contact us. we understand the frustration that you experience when you have tenant problems that won’t go away easily. Contact us for free consultation to discuss the various options that are available to your tenant situation. Office: 604-812-3718 Email: info@gvcps.ca Website: www,gvcps.ca

References: RTB Branch of BC 
Drysdale, Beacon and McStravick Law 

 

 

 

 

 

 

We Are Home Investors in Abbotsford, BC Canada – GVCPS

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Trying to sell a home can be at the very least, very stressful and challenging for most homeowners, especially in today’s difficult real estate market. Our Company, GVCPS, is a well-established Real Estate Investment Company specializes in creative and innovative techniques to purchase property from people who need relief from their mortgage or real estate situation in Abbotsford, BC, for any reason but cannot sell through traditional means.

We are home investors in Abbotsford, BC, Canada who buy houses, townhomes, condos and multi-family development projects. We provide you with immediate financial relief and peace of mind regarding your real estate situation if you are experiencing difficulty paying your mortgage payments or selling through traditional methods. 

You want a better price, fair value for your property and significant investment. Call us and allow our Company to provide you with an offer to purchase your house, townhome or condo.  

We have earned a reputation for fair dealing with 25 years of experience and we do not charge fees or real estate commissions. We have handled hundreds of purchase situations, helping clients facilitate a non-stressful real estate transaction that benefit all parties involved. 

Once you contact our office, we will arrange a time to view your house, townhome or condo. After we view the property, we will provide you with an offer to purchase. Contact us If you want to sell your house, townhome or condo fast.

Contact us for Free Consultation. Office: 604-812-3718 Email: info@gvcps.ca or complete our free assessment form and we can discuss the different options that are available to your property situation. For more information, visit our Website: www.gvcps.ca

 

Taking Over Someone’s Mortgage Payments? Consult With a Mortgage Expert First

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People often come to us asking if they can “take over a mortgage loan” or “remove someone from the mortgage loan.”

The short answer is that anyone can pay the mortgage on a property in someone else’s name. Mortgage lenders are not picky about where the mortgage payment money comes from as long as the mortgage payments are being paid on time and are being applied to the correct mortgage loan.

But most people who request this service want to alter the underlying mortgage loan documents and change the ownership status of the mortgage loan.

To do this, the mortgage loan has to be an assumable mortgage and you have to be approved for a mortgage assumption by the lender who holds the loan. You have to submit a mortgage assumption application to the mortgage lender and the lender has to review your application and approve it – the assumption process is very similar to the process required to apply for your own mortgage.

Is taking over someone’s mortgage payments an option without having to go through the mortgage assumption process with the lender?

Yes, you can take over someone’s mortgage payments without having to go through the assumption process. You don’t need to disclose this to the lender either. As long as the mortgage payments are being made and the property title hasn’t changed, the lender is happy.

It is recommended that you seek the counsel of a mortgage professional or a legal adviser before you take over someone’s mortgage payments as there are a number of steps that you can take to help someone with their mortgage in a way that protects both of your interests in the property.

We provide immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting any equity our client’s may have in the property and protecting our client’s credit. We also provide our client’s with more money with none of the hassles normally involved in selling.

Our Company, GVC Property Solutions Inc. (GVCPS), is a well-established Real Estate Investment Company that specializes in taking over mortgage payments and the property associated with the mortgage. We offer the best value for residential properties that are any condition, any situation, any price range and in any location of Vancouver, BC, the Lower Mainland and the Fraser Valley, BC.

Can I just take over the mortgage title if I am taking over someone’s mortgage payments?

If you know of someone who is experiencing unmanageable or unwanted mortgage payments and can’t make their mortgage payments for a house, townhome or condo, contact us to discuss the solutions we can provide to their situation.  We provide Free Consultation to discuss the different options that are available and we do not charge any fees or commissions.
Office: 604-812-3718 Email: info@gvcps.ca or for more information, visit our Website: www.gvcps.ca

Not generally. The reason is that a lender can’t simply approve a home loan that does not have property or security attached to it. You also need to take into consideration that some lenders require that all persons who are on the mortgage title to also be registered on the property title as well.

 

The only exception to this rule is if the loan is an “assumable” mortgage by the lender’s definition and you will have to go through the mortgage assumption process and be approved by the lender as discussed earlier in this article.

Can I be added to the mortgage title?

Yes, however, this step is not mandatory if you are taking over someone’s mortgage payments.

You can be added to the mortgage title as long as the lender and all persons who are currently on the mortgage title agree to it, however, depending on your agreement with the person who’s mortgage payments you are taking over, you are taking on part responsibility for the mortgage and if you are not registered on the property title, you will not be entitled to receive any money if the registered owner sold the property, unless this is stated in your legal agreement with the registered owner(s) of the property.

Ensure You Know How to Take Over Someone’s Mortgage Payments Legally

There are many advantages of taking over someone’s mortgage payments, however, taking over someone’s mortgage payments is a big decision to make. If you are taking over someone”s mortgage payments, it is advisable that you first seek independent legal advice.

Going about it the wrong way can prove costly in the long run with future legal disputes that may affect your ability to borrow in the future and putting you under financial and emotional strain if you already have your own home that you are making mortgage payments on.

If you know someone who is having difficulties making their mortgage payments each month, it is important that they first speak to a mortgage professional or their mortgage lender to see if they can provide any solutions. After that, speaking to a financial advisor and a solicitor about any other possible solutions may be necessary depending on the situation.

We understand the stress and hassles that people face when they are experiencing unmanageable or unwanted mortgage payments, experiencing difficulty selling their property through traditional methods or when someone just wants out of their property situation for any reason. We specialize in buying properties that are difficult to sell quickly and we specialize at taking over mortgage payments and the property associated with the mortgage. Contact us for Free Consultation. Office: 604-812-3718 Email: info@gvcps.ca or complete our free assessment form and we can discuss the different options that are available to your mortgage situation. For more information, visit our Website: www.gvcps.ca

 

 

 

Struggling With Mortgage Payments? We Can Help

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Are you struggling with your mortgage payments? Have you suffered an unexpected life event such as divorce, loss of your job, illness or a short-term or permanent disability that prevents you from working? Are you experiencing difficulty managing your household debt and struggling with your mortgage payments?

If you are experiencing short term or long term financial difficulties and struggling with your mortgage payments and as a result, missing your mortgage payments, foreclosure will be inevitable. The stress of your financial situation may cause you to ignore your financial problem. Don’t. If you would like to to get your mortgage payments back on track, you may still have options with your mortgage lender:

Short-Term Financial Difficulty – Struggling With Mortgage Payments, Can’t Pay Mortgage Option:

If you are temporarily unable to pay the mortgage payments in full, your lender may be willing to enter into a forbearance agreement with you whereby you and your lender work together to potentially avoid a formal foreclosure proceeding.

Your lender will delay their right to exercise foreclosure if you can catch up your missed payments in a certain time period. The time period and the payment plan of the forbearance agreement will depend on the details that are agreed upon by you and your lender.

Long-Term Financial Difficulty – Struggling With Mortgage Payments, Can’t Pay Mortgage Option:

If you can’t pay your full mortgage payment indefinitely, your lender may agree to offer a modification of mortgage. Your lender may agree to adjust your monthly payments and the loan period to reflect changes in your financial situation. The interest rate may be modified from an adjustable rate to a fixed rate and penalties may be waived.

What if my lender will not enter into a forbearance agreement or modification agreement and I can’t pay my mortgage loan? I still have mortgage problems and need solutions, what are the options?

If your lender will not enter into a forbearance agreement or modification agreement with you and if you are struggling with Mortgage payments and need an immediate solution, consult with a Mortgage Problems and Solutions professional at our Company, GVCPS. Our Company is a well-established real estate investment Company and we can help you.

We will explain your situation to you in plain english and provide mortgage refinancing or other options that might be right for you. Depending on your circumstances, mortgage refinancing or second mortgage options may help in managing your financial situation and may help you prevent foreclosure. We offer Free Consultation and do not charge you any fees.

Our specialized mortgage brokers near you are also on top of all the latest trends and innovations in the mortgage industry and help you come out of the situation – “Struggling with Mortgage Payments”.

Our brokers have knowledge from the status of interest rates to the availability of alternative financing options. With our superior technology and commitment to taking care of our clients during and after the transaction, you can be assured that not only now, but in the future, you will always have the best rates and mortgage products available by using our Mortgage Professionals at GVCPS.

We can help you Stop Foreclosure, reinstate your mortgage and consolidate your debts. Using your home equity, we can find manageable solutions to your mortgage financing needs. If you have minimal or no equity, we still have many options available to meet your needs. We can help make sense of your current situation and provide an immediate plan of action.

Our Company can also help relieve you of your financial stress if you can’t pay mortgage through our Mortgage Take over Program. Through our Mortgage Take over Program, our Company can take over your mortgage payments and the property associated with it.

Through our Mortgage Take over Program, you are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting any equity you may have in the property and protecting your credit.

In most cases our Company will take over your entire mortgage payment as well as all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance, monthly strata fees as well as any repair and maintenance costs. We have a solution to your “Struggling with Mortgage Payments” situation.

We provide free consultation to discuss the different options that are available to your real estate situation. We are available 7 days per week including evenings until 9:00 pm. Call 604-812-3718 or email: info@gvcps.ca. You can also contact us 24 hours a day through our Confidential Sell to Us Form (click here).

If you are missing your mortgage payments and experiencing short term or long term financial difficulties, our mortgage professionals at GVCPS can help relieve you of your financial stress if you can’t pay your mortgage. We can help you either prevent foreclosure, stop foreclosure and if required, reinstate your mortgage through our Mortgage Take Over Program.

We will analyze your current situation and provide an immediate plan of action and the best solutions to your mortgage financing needs, even if you have minimal or no equity.

In its annual 2018 mortgage consumer study, Canada Mortgage and Housing Corp. (CMHC) stated that an extremely high number of first-time home buyers are having trouble making their mortgage payments. The latest survey by CMHC shows one in four people are struggling to pay their mortgage.

If you are struggling to pay your mortgage, the following information can help you with your financial situation as well as help you avoid foreclosure and protect your equity and your credit.

Q: What should I do if I am having trouble paying my mortgage and struggling to pay the mortgage?

A: To increase the chance of successfully managing your financial situation through early intervention, contact your lender as soon as possible.

Ask your mortgage lender about information on the options available for managing your financial situation and

Keep your mortgage lender informed as your circumstances evolve.

Your mortgage lender wants to establish and maintain a positive relationship with you over the long term. Most mortgage lenders have the flexibility to make timely decisions when working with you to find a solution to your unique financial situation.

Q: What options can mortgage lenders provide me if I am struggling to pay the mortgage?

A: Your mortgage lender can provide you with the following alternatives to resolve or avoid you committing mortgage payment default:

  • Converting a variable interest rate mortgage to a fixed interest rate mortgage in order to protect you from a sudden interest rate increase, should one occur.
  • Offering a temporary short-term payment deferral. Your mortgage lender may be prepared to offer greater payment flexibilities, particularly if previous lump sum prepayments have been made, or if you have previously chosen an accelerated payment schedule.
  • Extending the original repayment period (amortization) in order to lower your monthly mortgage payments.
  • Adding any missed payments (arrears) to the mortgage balance and spreading them over the remaining mortgage repayment period.
  • Offering a special payment arrangement unique to your particular financial situation.

In every case, the options available to you will depend upon your individual financial circumstances and how quickly you have taken action to avoid defaulting on your mortgage.

Q: Is there anywhere I can get some free advice when struggling to pay a mortgage?

A: If you have missed making a mortgage payment and are struggling to pay the mortgage, contact the mortgage professionals at GVCPS. Mortgage professionals at GVCPS understand the stress and hassles that you face when you are experiencing difficulty making your mortgage payments.

For 25 years, mortgage professionals at GVCPS have been providing people with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting equity in the property and protecting home owner’s credit.

If you are struggling to pay your mortgage, contact a mortgage professional at GVCPS to help you get your payments back on track and to find a solution with your mortgage lender. GVCPS offers free consultation to discuss the different options that are available to your situation.  GVCPS Office: 604-812-3718 Email: info@gvcps.ca