Facing Mortgage Problems in Chilliwack, BC?


Facing Mortgage Problems in Chilliwack, BC? Purchasing a property can be an expensive process and obtaining a mortgage is one of the most important decisions you will ever make. Most people do not have a 20% down payment to put towards the purchase of a property and a high-ratio mortgage is their only other option.

If you have purchased a property and are unable to pay your mortgage on a regular basis due to any reason, it is important that you take quick action. If you are struggling to keep up with all of your mortgage payments, it can be a very stressful and overwhelming experience, leaving you feeling uncomfortable and unsure of what to do. There are many different types of Mortgage Problems in Chilliwack, BC, but you do have options.

If you are experiencing difficulty making your mortgage payments each month in Chilliwack, BC contact a Mortgage Problem Solution Provider to discuss what solutions they can provide to your real estate situation.  Mortgage Problem Solution Providers in Chilliwack, BC provide free consultation and expert advice to help you with your situation.

When unforeseen financial circumstances or life events impact your ability to make regular mortgage payments, Mortgage Problem Solution Providers in Chilliwack, BC can help you get your mortgage payments back on track through a modification of mortgage, a forbearance agreement, a refinance or through a second mortgage.

To Overcome Your Mortgage Problems in Chilliwack, BC, Other Options Are Also Available to You:

If your mortgage is insured by Canada Mortgage and Housing Corporation, (CMHC), in the City of Chilliwack, BC, CMHC is also willing to consider other alternatives proposed by your Mortgage Problem Solution Provider to resolve or avoid mortgage payment default. In every case, your options will depend upon your individual financial circumstances.

Based on your individual financial circumstances, your Mortgage Problem Solution Provider may be able to propose one or more of the following alternatives to CMHC:

  • Converting your variable interest rate mortgage to a fixed interest rate in order to protect you from a sudden interest rate increase, should one occur.
  • Offering you a temporary short-term payment deferral. Your mortgage professional may be prepared to offer greater payment flexibilities, particularly if previous lump sum prepayments have been made, or if you have previously chosen an accelerated payment schedule.
  • Extending your original repayment period (amortization) in order to lower your monthly mortgage payments.
  • Adding any missed payments (arrears) to your mortgage balance and spreading them over the remaining mortgage repayment period.
  • Offering you a special payment arrangement unique to your particular financial situation.

To increase the chance of successfully managing your financial situation through early intervention, call your Mortgage Problem Solution Provider at the first sign of financial difficulty. With early intervention, cooperation, and a well executed plan, you can work together with your mortgage professional to find a solution to your financial difficulties and avoid mortgage payment default.

We Buy Houses in Chilliwack BC, Sell Your House Today

We buy houses in Chilliwack, BC in any condition. Regardless if your house is as pretty as a peach or if your house is in need of extensive repair, we buy houses in “as-is” condition. We buy houses that have plumbing, electrical or heating problems, roof membrane issues, fire damage and we can buy your house if there are code violations.

We buy houses in Chilliwack, BC quickly. If you find that you need to sell your house fast, we can get the process started for you right away. We buy houses in any price range in Chilliwack, BC. We have local branches and home buyers all throughout BC and we buy houses in all types of neighborhoods – if your house is located in the rural area of Chilliwack or if it is located in a neighbourhood, we can buy your house.

We buy any property type. We buy single family houses, duplexes, condos, town houses and we also buy multi-family properties duplexes, triplexes, and fourplexes.

Regardless of what your situation is or why you want to sell your house, GVCPS may be the right home buyer in Chilliwack, BC for you. We provide simple, fast and convenient ways to sell your house in Chilliwack, BC to our Company. We do not charge any real estate fees or commissions to sell your house to us.

Selling your house through a realtor can be a cumbersome and costly experience when you add up all of your out of pocket expenses to pay for real estate fees and commissions, appraisals, surveys and repairs. We eliminate all of these costs to you. There are no real estate fees or commissions and no hassles when we buy your house and we present a solution that benefits all parties involved.

Contact us to discuss what solutions we can provide to your real estate situation.  We provide free consultation to discuss the different options that are available to you. We are available 7 days per week including evenings until 9:00 pm.

GVCPS – We Buy Houses in Chilliwack BC, We Are The Home Buyers in Chilliwack, BC

Call us 604-812-3718 or contact us on-line through our Confidential Sell-to-Us Form (click here) and one of our professional home buying consultants will contact you within 24 hours.