Taking Over Someone’s Mortgage Payments

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Taking Over Someone’s Mortgage Payments – The Do’s & Dont’s

Anyone can sell you a mortgage; We can show you how to use your mortgage effectively to your financial advantage even if you are having difficulty paying your mortgage payments or have negative equity in the property.

Are you experiencing difficulty making your mortgage payments each month, experiencing difficulty selling your property or do you just want out of your real estate situation for any reason? Our Company, GVCPS, is a well-established Real Estate Investing Company that specializes in taking over mortgage payments and the property associated with the mortgage.

We take over mortgage payments for houses, townhomes, condos and multi-family residential projects that are any price, in any condition, any situation and in any location of Vancouver, BC, the Lower Mainland and the Fraser Valley, BC. When we are taking over your mortgage payments and property, we utilize innovative and creative mortgage strategies that provide you with immediate financial relief and peace of mind regarding your real estate situation.

We provide you with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting any equity you may have in the property and protecting your credit.

We have earned a reputation for fair dealing with 25 years of experience and we have handled hundreds of purchase situations, helping clients facilitate a non-stressful real estate transaction that benefit all parties involved. Contact us for Free Consultation. Office: 604-812-3718 Email: info@gvcps.ca or visit our website for more information gvcps.ca.

Are You Thinking About Taking Over Someone’s Mortgage Payments?

If you are planning on taking over someone’s mortgage payments, it is recommended that you seek the counsel of a mortgage professional or a legal adviser first.

There are many advantages of taking over someone’s mortgage payments, however, taking over someone’s mortgage payments is a big decision to make. Going about it the wrong way can prove costly in the long run with future legal disputes that may affect your ability to borrow in the future and putting you under financial and emotional strain if you already own your property that you are making mortgage payments on each month.

The Do’s and Don’ts of taking over some ones mortgage payments:

DO the Following:

  • Prior to taking over someone’s mortgage payments, seek counsel from a professional mortgage consultant at a Real Estate Company or legal advisor
  • Before you make the commitment to take over someone’s mortgage payments, ensure that you are financially capable of taking on this extra monthly expense, especially if this will be a long-term arrangement
  • Ensure that there is a legal agreement in place between you and the person(s) who owns the mortgage debt and the person(s) who are registered on the property title that clearly outlines all of the terms and conditions that you and the other party(ies) have agreed to
  • Verify through the mortgage and property title documentation who all persons are that are registered on both the mortgage loan and the property title

DON’T Do the Following When Taking Over Someone’s Mortgage Payments:

  • Don’t commit to taking over someone’s mortgage payments until you know the exact amount that the mortgage payment is each month. Verify the mortgage payment amount with the mortgage statement
  • Don’t pay the person who owns the mortgage debt directly. Pay the mortgage lender directly to ensure that the mortgage payments are being applied to the mortgage loan each month
  • Don’t take over mortgage payments from someone who has an outstanding judgement or any other charge registered against them on the property title if this will affect the amount of funds you are to receive when the property sells
  • If there is more than one person on the mortgage loan or property title, don’t execute an agreement to take over someone’s payments with only 1 of the parties. Ensure that all parties on the mortgage loan and property title agree to you taking over the mortgage payments and ensure that all parties execute the legal agreement with you

If You Are Taking Over Someone’s Mortgage Payments, Your Documentation Checklist Should Include:

  • The executed legal agreement between you and the person(s) who owns the mortgage debt and the person(s) on property title
  • Up to date contact information of the person(s) who owns the mortgage debt and person(s) registered on the property title
  • The mortgage lender’s contact information
  • A copy of the mortgage loan
  • A copy of the property title
  • Any current tenancy agreement that is in place for the property

Taking over someone’s mortgage payments isn’t something that most people are aware of and isn’t something that most people would consider in today’s challenging real estate market.  Many owners who bought or refinanced in recent years, owe more than what they could sell the property for now.  If you are considering taking over someone’s mortgage payments, there are many do’s and don’ts that you should be aware of.

Our Company, GVCPS, is a Real Estate Investment Company that specializes in taking over mortgage payments and the property associated with the mortgage in Vancouver, BC, the Lower Mainland and Fraser Valley, BC.

If You Are Taking Over Someone’s Mortgage Payments, You Should Also Ensure the Following:

  • Confirm all of the details of the legal documents relating to the mortgage including; the mortgage balance, interest rate and mortgage term renewal
  • Research the current market value of the property and establish a purchase price upfront that is reasonable in relation to the amount of the mortgage payment that you are taking over
  • Ensure that you have enough funds in reserve to make the mortgage payments in the event that you experience unforeseen financial circumstances that may impact your ability to make regular mortgage payments to ensure that you honor your agreement with the mortgage holder
  • Ensure that your lawyer covers all of the terms and conditions of the transaction in the case of default and the remedy that will be available to each party

If You Are Taking Over Someone’s Mortgage Payments, You Should Not Do the Following:

  • Don’t take over someone’s mortgage payments if their mortgage lender will not renew their next mortgage term due to the mortgage debt holder missing too many previous mortgage payments in hopes that the lender will change their mind about the renewal
  • Some people’s mortgage payments are extremely high if they were unable to qualify for a low interest rate. Don’t take over someone’s mortgage payment that will leave you with cash flow difficulties at the end of each month
  • If you are experiencing financial difficulties, don’t stop paying the mortgage payment altogether and don’t ignore your contractual obligations with the mortgage debt holder. If you are experiencing difficulty making the mortgage payment, it’s important for you to take quick action to find a solution and avoid potentially getting sued for damages by the person(s) who owns the mortgage debt as well as the person(s) on the property title

We specialize in taking over mortgage payments and the property associated with the mortgage. We provide flexible, pre-negotiated terms that can give you the best value for your property and can provide you with more money with none of the hassles normally involved in selling. We provide immediate monthly cash flow management solutions to your unmanageable or unwanted mortgage payments along with protecting equity you may have in the property and protecting your credit. Contact us for Free Consultation: 604-812-3718 Email: info@gvcps.ca or vist our website for more information gvcps.ca

If You Need Help Taking Over Someone’s Mortgage Payments, Contact One of Our Professional Mortgage Consultants.

If you are considering taking over someone’s mortgage payments, through consultation, we can advise you through the detailed process step by step. We can show you and the person(s) who hold the mortgage debt how to utilize the mortgage so you can both financially benefit from the mortgage and property even if it’s currently a non-performing asset or has negative equity.

If You Are Taking Over Someone’s Mortgage Payments, You Should Also Keep In Mind That:

  • Anyone can pay the mortgage payments on a property in someone else’s name
  • You can take over someone’s mortgage payments without having to go through the mortgage assumption qualification process
  • There are a number of steps that you can take to help someone with their mortgage payments in a way that protects both of your interests in the property
  • You should seek the counsel of a mortgage professional or a legal adviser before you take over someone’s mortgage payments

When Taking Over Someone’s Mortgage Payments You Do Not Need To:

  • Alter the underlying mortgage loan documents and change the ownership status of the mortgage loan to include your name
  • Takeover the mortgage title
  • Assume the mortgage loan

Mortgage Payment Difficulties and Taking Over Someone’s Mortgage Payments   

If you are having difficulty paying your mortgage payments, it’s important for you to take quick action. With early intervention, cooperation, and a well executed plan, you can work together with your mortgage professional to find a solution to your mortgage payment difficulties to prevent foreclosure.

One of the best foreclosure prevention options is to takeover someone’s mortgage payments to help them keep their mortgage in good standing with their lender.

Is It Safe Taking Over Someone’s Mortgage Payments and What is the Process?  

Yes it is safe, Anyone can pay the mortgage payments on a property in someone else’s name. Mortgage lenders do not care where the mortgage payment money comes from. As long as the lender’s mortgage payments are paid on time each month and are being applied to the correct mortgage loan, the lender is happy.

If you find yourself facing financial difficulties, as a result of job loss, family income reduction, or for other reasons, it can be an overwhelming experience leaving you feeling uncomfortable and unsure of what to do. You can make a big difference in resolving your financial difficulties and preventing foreclosure if you speak with your lender or a mortgage professional at the first signs of difficulty.

If you have missed mortgage payments, the longer you wait to find a solution, the fewer options you will have available to you to bring your mortgage back into good standing with your lender.

If you continue to miss your mortgage payments without attempting to resolve the situation with your lender, foreclosure will be inevitable.

The General Process of Taking Over Someone’s Mortgage Payments Includes: 

  • Prior to taking over someone’s mortgage payments, seek counsel from a professional mortgage consultant at a Real Estate Company or legal advisor
  • Research the current market value of the property and establish a purchase price upfront that is reasonable in relation to the amount of the mortgage payment that you are taking over
  • Verify through the mortgage and property title documentation who all persons are that are registered on both the mortgage loan and the property title
  • Confirm all of the details of the legal documents relating to the mortgage including; the mortgage balance, interest rate and mortgage term renewal
  • Before you make the commitment to take over someone’s mortgage payments, ensure that you are financially capable of taking on this extra monthly expense, especially if this will be a long-term arrangement
  • Ensure that there is a legal agreement in place between you and the person(s) who owns the mortgage debt and the person(s) who are registered on the property title that clearly outlines all of the terms and conditions that you and the other party(ies) have agreed to
  • Ensure that your lawyer covers all of the terms and conditions of the transaction in the case of default and the remedy that will be available to each party

Our Company, GVCPS Inc., specializes in taking over mortgage payments and the house, townhome or condo associated with the mortgage. We provide immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting equity you may have in the property and protecting your credit. We provide the best value for your property and can provide you with more money with none of the hassles normally involved in selling. Our Company provides immediate solutions that enables people who need to move on from their situation to keep their former monthly mortgage payment in their pocket or bank account. Contact us for Free Consultation: 604-812-3718 Email: info@gvcps.ca or vist our website for more information gvcps.ca

We Take Over Mortgage Payments in North Vancouver

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We Take Over Mortgage Payments in North Vancouver, BC

We know the stress and hassles that you face when you need relief from your mortgage payments or when you need to sell your property but cannot sell through traditional methods.

Our Company, GVC Property Solutions Inc. (GVCPS), is a real estate investment Company. We take over mortgage payments in North Vancouver, BC and the property associated with it. We can also take over payments if your house is for sale and currently listed with a realtor.

We are professional real estate investors that utilize our own investment resources. We do not need to rely on bank financing, enabling us take over your mortgage payments in North Vancouver, BC and property within a matter of days.

We take over mortgage payments in North Vancouver, BC regardless of your situation:

When we take over payments through our Mortgage Take Over Program, you are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting any equity you may have in the property and protecting your credit.

We take over mortgage payments for any property type. We take over mortgage payments in North Vancouver, BC, for: houses, duplexes, town homes, condos and multi-family residential development projects that are any price and in any location.

In most cases, we take over mortgage payments in North Vancouver, BC even if the property requires extensive repair or renovations – we take over the mortgage payments and the property in as-is condition. Our Company does not charge any fees or real estate commissions, we provide immediate solutions to your real estate situation.

The impact of missed mortgage payments:

Nothing effects your credit score and financial plans as adversely as missing your mortgage payments. For most people in BC, a mortgage is the biggest loan you will ever be responsible for. Failing to keep up with your mortgage payments will not just risk foreclosure but will also make life extremely difficult for you.

If you are unable to pay your mortgage and not able to renew your mortgage, take out a loan or apply for a low interest rate credit card due to your credit score being impacted from missed mortgage payments, this can impact your financial plans and put your life on hold for years.

When we take over mortgage payments in North Vancouver, BC through our Mortgage Take Over Program, we can also help protect your credit record regarding any of your missed mortgage payments. Your credit record along with any of your remaining equity in the property is less likely to be affected if you are proactive when you first start having mortgage payment problems or when you are proactive in the pre-foreclosure take over payments stage rather than the later stages of the foreclosure process.

When financial circumstances impact your ability to make regular mortgage payments, it’s important that you address the issue immediately. With early intervention, cooperation and a well-executed plan, you can work together with one of our mortgage professionals to find a solution to your mortgage problems.

We take over mortgage payments in North Vancouver, BC and provide you with peace of mind and immediate financial relief from your mortgage payments and property situation so you can focus on your life. We provide flexible, pre-negotiated terms that can give you the best value for your property and can provide you with more money with none of the hassles normally involved in selling that benefits all parties involved.

We Are a Real Estate Investment Company

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Take Over Mortgage Payments Contract – We Take Over Mortgage Payments and the Property Associated With It.
Utilizing a Take over mortgage payments contract is one of the original and most secure methods that is applied by professional real estate companies that will buy your house. How does it work?

A take over mortgage payments contract enables a professional real estate investor to take over the seller’s mortgage payments until the real estate investor pays off the mortgage loan – usually by either assuming the mortgage, assuming mortgage payments, a refinance or re-selling the property at a later date.

Our Company, GVC Property Solutions Inc. (GVCPS) is a well-established real estate investment Company. We are pioneers in the mortgage and real estate industry and we specialize in assuming mortgage payments through our Mortgage Takeover Program. Through our Mortgage Take Over Program, we take over house payments and the house associated with it.

A seller who utilizes a take over mortgage payments contract benefits in many ways. You, the seller are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting any equity you may have in the property and protecting your credit until our Company pays off the mortgage. We can also take over payments if your house is for sale and currently listed with a realtor.

Our job is to provide you with peace of mind and immediate financial relief from your mortgage payments and property situation so you can focus on your life. We provide flexible, pre-negotiated terms that can give you the best value for your property and can provide you with more money with none of the hassles normally involved in selling that benefits all parties involved.

In a takeover mortgage payments contract, the two parties (the Seller and our Company), agree to the length of the term during which the mortgage payments are paid by our Company as well as the terms of the sale including the purchase price.

Utilizing a take over mortgage payments contract is is a time-tested method of purchasing property and a viable alternative for seller’s who need relief from their mortgage payments and property situation.

We Utilize Take Over Mortgage Payments Contracts For Any Property Type and Any Situation

We take over mortgage payments for any property type and any situation: houses, duplexes, town homes, condos and multi-family residential development projects that are any price and in any location in Vancouver, BC, the Lower Mainland, Fraser Valley, North Vancouver, West Vancouver and Squamish, BC. Contact us today to discuss the different options that are available to your situation 604-812-3718 or info@gvcps.ca.

In most cases, we take over the entire mortgage payment through our Mortgage Take Over Program as well as all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance, monthly strata fees as well as any repair and maintenance costs.

Our Company does not charge any fees or real estate commissions and in most cases, we take over mortgage payments even if the property requires extensive repair or renovations – we take over mortgage payments contract and the property in as-is condition.

We provide Free consultation to discuss the different options that are available to your situation. We are available 7 days per week including evenings until 9:00 pm. Call 604-812-3718 or email: info@gvcps.ca. You can also contact us 24 hours a day through our Confidential Sell to Us Form (click here).

If you are experiencing unmanageable or unwanted mortgage payments, contact us. Our Real Estate Investment Company, GVCPS, specializes in taking over mortgage payments and the property associated with it.

When we take over mortgage payments, you are provided with immediate monthly cash flow management solutions to your mortgage payments along with protecting any equity you may have in the property and protecting your credit.

We can help you avoid foreclosure and reinstate your mortgage with your lender. To prevent  foreclosure, we take over mortgage payments for any property type in any situation of Vancouver, BC, the Lower Mainland and Fraser Valley, BC. When we take over mortgage payments, we provide you with flexible, pre-negotiated terms that can give you the best value for your property and can provide you with more money with none of the hassles normally involved in selling.

In most cases, we take over the entire mortgage payment as well as all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance, monthly strata fees as well as any repair or maintenance costs.

Taking Over Payments on A House

Our Take Over House Payment Program is designed for people that require relief from their mortgage payments for any reason. We take over the current payments on the house and our Program works with both assumable and non-assumable mortgages.

We also take over payments on a house when you are in pre-foreclosure. We take over payments on house foreclosures by reinstating the mortgage with the mortgage lender.

We take over the property and you are no longer responsible for mortgage payments. We offer this relief Program to people who just want out of their mortgage and property situation, even if you owe more than the property is worth. We then take care of the property and bear all the maintenance costs.

When we take over payments on a house, we verify and follow the procedures below:

Once you have contacted us about the property, we ask that you provide your current mortgage statement that shows your mortgage details to verify the monthly mortgage payment we are taking over. If you are already in default and facing pre-foreclosure, we speak to your mortgage lender or their lawyer to determine the amounts that are required to reinstate the mortgage and bring the mortgage back into good standing with the mortgage lender.

Once we have all of the necessary information, we sign an agreement through a lawyer r notary that verifies that we are taking over the mortgage payments and the property as well as all of the other terms and conditions that we have agreed upon. In regards to pre-foreclosure, once we reinstate the mortgage with your mortgage lender and take over the mortgage payments, this will help avoid foreclosure, protect any equity you have in the property as well as protect your credit.

Pre Foreclosure Homes Take Over Payments Program – GVCPS

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Nothing impacts your credit score and financial plans as adversely as missing your mortgage payments. For most people in BC, a mortgage is the biggest loan you will ever be responsible for. Failing to keep up with your mortgage payments will not just end up with your property going into foreclosure it will also make life extremely difficult for you moving forward.

If you are unable to pay your mortgage, not able to renew your mortgage, not able to take out a loan or apply for a low interest rate credit card due to your credit score being impacted from missed mortgage payments, this can impact your financial plans and put your life on hold for years.

The pre-foreclosure stage is the initial stage of the foreclosure process when your bank has taken legal action by hiring a lawyer to assist the bank to ensure a speedy and effective resolution of your mortgage in default.

The bank’s lawyer will issue you a demand letter demanding payment for either your missed mortgage payments, acceleration and demand for the full mortgage balance, a combination of the two or a demand for the full balance of the mortgage after the mortgage has matured and note events of default.

If you can not or have not met the terms of your lender’s demand letter and after the demand period expires, the foreclosure proceedings will continue against you in Supreme Court.

Mortgage Problems and Solutions – Pre Foreclosure Homes Take Over Payments Program

Our Company, GVCPS is a real estate investment company who specializes in pre foreclosure homes take over payments. If you are in pre foreclosure, we can help you reinstate your mortgage with your lender and bring your mortgage back into good standing to avoid your lender foreclosing on your property.

Contact us with any questions that you have 604-812-3718. Or email us info@gvcps.ca. Time is of the essence if you are facing pre foreclosure and we offer free consultation regarding different options to keep your mortgage in good standing with your lender to avoid foreclosure.

Along with our pre foreclosure homes take over payments program, we take over mortgage payments from clients who need relief from their mortgage or property situation for any reason. We provide you with monthly cash flow management solutions to an unmanageable or unwanted mortgage and property situation.

We help relieve your financial stress around real estate along with protecting any equity you may have in the property without charging you any real estate fees or commissions.

Our pre foreclosure homes take over payments program will also help protect your credit record regarding any of your missed mortgage payments. Your credit record along with any of your remaining equity in the property is less likely to be affected if you are proactive when you first start having mortgage payment problems or when you are proactive in the pre-foreclosure take over payments stage rather than the later stages of the foreclosure process.

When financial circumstances impact your ability to make regular mortgage payments, it’s important that you address the issue immediately. With early intervention, cooperation and a well-executed plan, you can work together with one of our mortgage professional to find a solution to your mortgage problems.

Through our pre-foreclosure take over payments program, we offer free consultation regarding different options to keep your mortgage in good standing with your lender and to avoid foreclosure. In every case, the options available to you will depend on your individual financial circumstances.

If you have questions regarding how our pre foreclosure homes take over payments program works, please contact us 604-812-3718 or info@gvcps.ca

Address any difficulties you are having with your mortgage payments immediately. Acting fast will help to keep your best options open to resolve your situation and to avoid foreclosure.

Do not wait until you receive telephone calls from your mortgage lender or a formal demand letter from your mortgage lender’s lawyer regarding your missed mortgage payments, by then, the formal foreclosure proceeding has started and your lender may be unwilling to accept any outstanding payments from you.

Our Company specializes in taking over mortgage payments and the property associated with it for people who require a solution to their mortgage and property situation.

We successfully take over mortgages and properties and provide immediate solutions that enable people who need to move on from their situation to keep their former monthly mortgage payment in their pocket or bank account.

When unforeseen financial circumstances impact your ability to make regular mortgage payments, it’s important for you to take quick action. It is important that you address the issue immediately and work together with a mortgage professional to find a solution.

Our Company, GVCPS, is a Real Estate Investment Company who has mortgage professionals that specialize in pre-foreclosure homes and taking over payments. With early intervention, cooperation, and a well-executed plan, we offer free consultation regarding different options to keep your mortgage in good standing with your lender and to avoid foreclosure.

Through our pre-foreclosure take over payments program, we take over your mortgage payments and the property associated with it.

Best Mortgage Companies, Mortgage Brokers Near Me

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Best Mortgage Companies, Mortgage Brokers Near Me – GVCPS:

Buying a property and being personally responsible for a mortgage is one of the biggest investments you’ll ever make and it can also be one of the most complicated. This is why it is important that you work with the best mortgage companies that will give you professional, unbiased advice that you know you can trust.

The Best Mortgage Companies operating today serve a valuable role in the real estate industry, originating and serving mortgages by providing beneficial options for prospective homeowners, those looking to refinance their mortgage and for those who are experiencing mortgage payment problems and need immediate solutions.

Our Company, GVC Property Solutions Inc., (GVCPS) is a well-established real estate investment Company. We are pioneers in the mortgage industry and our team of specialized mortgage brokers offer you financial tools and expertise advice to help you understand your options to your individual mortgage needs so you can make the best possible decisions. We specialize in getting the best mortgage available for your needs when you are purchasing a property and we are here to work for you, not the banks.

We also specialize in;

  • lowering your monthly payments
  • consolidating your debt
  • refinancing your property
  • providing second mortgages
  • bad credit refinance
  • reinstating your mortgage
  • helping you stop foreclosure
  • providing home equity loans, and
  • home equity lines of credit

Our Mortgage Brokers near you have access to more than 40 lenders including Canada’s largest Banks, Credit Unions, Trust Companies and private lenders.

Are you experiencing mortgage payment problems and need an immediate solution? Is your mortgage behind on payments? Have you been issued a demand letter from your mortgage lender? We can help. We will explain your situation to you in plain english and provide mortgage refinancing options that might be right for you.

We can help you Stop Foreclosure, reinstate your mortgage and consolidate your debts. Using your home equity, we can find manageable solutions to your mortgage financing needs. If you have minimal or no equity, we still have many options available to meet your needs. We can help make sense of your current situation and provide an immediate plan of action. Contact us 604-812-3718 or info@gvcps.ca. We offer Free Consultation and do not charge you any fees or commissions.

Our specialized mortgage brokers near you are also on top of all the latest trends and innovations in the mortgage industry – from the status of interest rates to the availability of alternative financing options. With our superior technology and commitment to taking care of our clients during and after the transaction, you can be assured that not only now, but in the future, you will always have the best rates and mortgage products available by using our Mortgage Professionals at GVCPS. The guidance we offer and information we provide is deeply researched, objective and independent.

Finding the best mortgage companies and mortgage brokers near me in the Lower Mainland BC, Fraser Valley BC and Squamish BC

Finding the Best Mortgage Companies – the one’s who are committed to finding you the best mortgage financing options available to you that are tailored to your specific financial goals, is essential. You want to work with Mortgage Brokers near you who have access to a wide range of lenders that will be competing for your business therefore offering a variety of products for you to choose from and the best interest rates possible.

If you are looking for an independent mortgage broker in your neighborhood, contact our highly specialized team of mortgage brokers at GVCPS 604-812-3718. For more information regarding our Company, please visit www.gvcps.ca

You can go to a local bank and accept one of their products only available to that institution or you can contact an Independent Mortgage Broker at GVCPS that can offer a variety of products for you to choose from and the best interest rates possible. Our Brokers have access to over 40 lenders including Canada’s largest Banks, Credit Unions, Trust Companies and private lenders. Our Brokers give you unbiased advice and take the time to go through all your financing options.

We will make sure that you are provided with the best mortgage financing options available to you. We are here to work for you, not the banks. Our Company will provide many options to your individual mortgage needs that will turn your dream into a reality that is realistic.

Who are these mystical, magical people who help you move into your new house or provide immediate solutions to your mortgage problems? They are the Best Mortgage Companies who you can rely on with  the best Mortgage Brokers near you:

  • Service: Our licensed mortgage brokers who works for you offers personalized, one-on-one service. They are very communicative and proactive, anticipating requests for documentation and other conditions. Our mortgage brokers are paid by the lenders that they place the mortgage with and do not get paid until they close a loan. Apart from their good ethics, our mortgage brokers have a great incentive to fight to get your mortgage loan closed. Our mortgage brokers are very friendly, positive people who will keep you constantly updated as to the status of your loan application.
  • Experience: Even if you have great credit, steady employment, satisfactory income, low LTV (loan to value), and an acceptable property value, you will be asked to provide many documents before underwriters approve funding.Knowing what the banks will ask for in advance is one of the big bonuses of using the services of our experienced mortgage brokers. Anticipating a lender’s loan conditions can save hours of frustration. One of the most important things a good mortgage broker can do is assemble a comprehensive document package from the borrower before submitting the loan to a lender. When the underwriter gets a complete package, it eliminates time wasted going back and forth as the underwriter demands documents from the borrower, who must respond with the documents or risk losing the loan.
  • Lower Rates: A good broker shops lenders to find the best rates. Since our mortgage brokers get wholesale rates from the big lenders, our brokers can pass these savings to you. Usually, the mortgage broker makes his/her money from the rebate paid by the lender to the broker for selling an interest rate that is higher than the “par” pricing rate. But the fact is that these rates are still much lower, on average, than a borrower can get when he goes directly to the lender. A borrower in a bank pays that bank’s retail rates, which are usually higher than wholesale rates.
  • Trust: Canadian laws require that all mortgage brokers be licensed and have a knowledge of financing. Because of the strict licensing requirements, all licensed mortgage brokers pass rigorous testing and background checks, including fingerprinting and criminal background checks. Professional and licensed mortgage brokers will have good financial history and no criminal convictions. It is very important you trust your mortgage professional since you will be trusting him or her with your most private financial information when applying for a loan. Ask your mortgage broker to see written testimonials and speak with your mortgage professional directly with any questions or concerns you may have. After having an open conversation with your mortgage broker professional you will clearly see if he or she is the right fit for your needs. Using the services of an experienced, trustworthy, licensed mortgage broker offers benefits to homeowners seeking a mortgage refinance or new mortgage that a bank just does not provide.

 

The best Mortgage Brokers Near you have three things in common:

 

They are widely available:

A mortgage company doesn’t have to be countrywide to be good. If you have heard excellent reviews and the best professional services about a local mortgage broker near you, you should contact them. Local mortgage brokers near you will process fewer loans every month than a countrywide broker, however, they will be able to provide you with more detailed personal service that you need when making important financial decisions regarding your mortgage.

They are creative:

Our mortgage brokers know how to overcome lender obstacles creatively without adding any unnecessary stress to the situation. Underwriters often respond to loan packages with conditions that defy reason and common sense. When nonsensical conditions are passed to borrowers without explanation, as is often the case in big banks, borrowers become confused and frustrated and often respond with documents the underwriter did not ask for.

Our mortgage brokers aren’t rattled by strange condition requests and give careful attention to the request before planning a precise response to clear the condition. This may mean helping a borrower to write a letter of explanation, or calling a credit card company with the borrower to get an item cleared from a credit report. Our mortgage brokers go the extra mile for our clients. You have your own personal advocate working strictly on your behalf.

They provide you with options:

Brokers are paid on commission, generally speaking, and brokers usually have no preference which loan you choose. At banks, executives offer incentives to their loan officers to push certain loans. These loans are lucrative for the company, but may not benefit the you. You are served best when you are presented with different options in an objective manner.

Experienced brokers offer a variety of loan options tailored to you and explain the pros and cons of each. The options the mortgage broker presents should be based on their conversations with you and the mortgage broker should know how to ask the right questions to find precisely what the best options are that provide the most benefit.

Just remember we are a phone call, online application or an email away and we are happy to answer any of your questions. Or, if you are ready, we can process your application or explore all of your options regarding servicing your existing mortgage. We have a genuine interest in real estate and have been operating for 25 years. Contact us anytime with any questions that you have to discuss what solutions we can provide to your mortgage situation.  We provide free consultation to discuss the different options that are available to you | 604-812-3718 or info@gvcps.ca

Can Someone Take Over My Mortgage? We Can

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Can Someone Take Over My Mortgage – Yes We Can – We Take Over Mortgage Payments and the Property Associated With It: If you are facing unmanageable or unwanted mortgage payments or if you have been struggling to pay your mortgage payments and have fallen behind on your mortgage payments and need financial relief, you may be asking yourself – Can Someone Take Over my Mortgage?

Our Company, GVC Property Solutions Inc. (GVCPS), is a real estate investment Company that is headquartered in Vancouver, BC. We specialize in taking over mortgages and payments and the property associated with it. If you have been wondering “can someone take over my mortgage?”, our Company, GVCPS, can take over mortgages for any property type that includes; houses, duplexes, town homes, condos and multifamily residential projects that are any price, in any condition and in any location of the Lower Mainland, BC, Fraser Valley, BC and Squamish, BC.

We understand the stress and hassles that you face when you are experiencing unmanageable or unwanted mortgage payments, when you need to sell your property but cannot sell through traditional methods or when you just want out of your real estate situation for any reason. Contact us today with any questions that you have 604-812-3718 or info@gvcps.ca. We offer free consultation and we do not charge any real estate fees or commissions.

Mortgage Problems and Solutions – Can Someone Take Over My Mortgage

Finding a solution to your financial difficulties requires early intervention and a well-organized plan.  The first step is to ask your mortgage lender or mortgage professional about options that are available to you for managing your current financial situation.  Your mortgage lender may be able to assist you by arranging more flexible payment options, particularly if you have paid previous lump sum pre-payments or if you have previously chosen an accelerated payment schedule.

At times, a debt consolidation loan is advisable and your mortgage professional can arrange a loan that meets your needs.  In every case, the options available to you will depend upon your individual financial circumstances. You may also want to discuss your situation with other related financial professionals, such as your financial planner or accountant.

It is important to be honest with your mortgage lender if you are having financial problems and to immediately discuss any mortgage payment difficulties you are having with your mortgage lender.

If your mortgage lender cannot offer you a solution to your mortgage difficulties of struggling to pay the mortgage, YES, Someone can take over your Mortgage. If you require financial relief from unmanageable or unwanted mortgage payments for any reason, our Company can take over your mortgage payments real estate and the property associated with it. Contact us today to discuss what solutions we can provide to your situation. We offer free consultation 604-812-3718 or www.gvcps.ca

If you cannot pay your mortgage, unfortunately, foreclosure will be inevitable. Clients facing these difficult times are usually confused with the Foreclosure Process in BC. Furthermore, you are often left with few options such as refinancing and tend to avoid doing anything to stop mortgage foreclosure. This is the wrong thing to do.

If you are facing pre-foreclosure and need help to stop foreclosure, our Company can take over your mortgage payments foreclosure and the property associated with it. We have a highly experienced team of mortgage brokers that can help you take the first step towards a financial solution. Our Company also has many lenders who may be able to help you with your situation. Time is of the essence when you are facing foreclosure, contact us as possible to stop mortgage foreclosure 604-812-3718 or www,gvcps.ca

What Options Do You Have to Stop Foreclosure? Can Someone Take Over my Mortgage?

Acting fast keeps the best options open to you, however, options are few at this point and fast action on your part is imperative to keep your best options viable. If you take action immediately, options available to you may be that our Company will either take over your mortgage  or we can help you reinstate your mortgage, if your mortgage lender will still allow you to bring your mortgage up to date. Depending on your individual circumstances, reinstating your mortgage may be achieved by applying for a 2nd mortgage or utilizing alternate funds to bring your mortgage payments up to good standing.

When our Company takes over your mortgage or helps you to reinstate your mortgage, these 2 options are usually the least expensive options because a 2nd mortgage is more cost effective than refinancing your 1st Mortgage. By bringing your 1st mortgage up to date with alternate funds or applying for a 2nd mortgage, we will essentially stop foreclosure in its tracks.

If you have come to the realization that selling your property is the best option, it may be worth listing your house on MLS through a realtor or contact a Real Estate Investment Company that buys property without charging real estate fees or commissions. Our Company, GVCPS, buys property quickly and we do not charge any real estate fees or commissions. We buy property that is any price, in any condition and in any location in the Lower Mainland, Fraser Valley and Squamish, BC.

Our Company will also take over mortgage payments real estate and take over mortgage payments foreclosure and provide you with flexible, pre-negotiated terms that can give you the best value for your property that can provide you with more money with none of the hassles normally involved in selling.

Our mission is to counsel our clients to understand their individual needs and then provide our clients with the best solution to their situation. We can either buy your property quickly for cash or in most cases, we take over your entire mortgage payment as well as all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance and monthly strata fees if your property is a strata. We provide free consultation to discuss the different options that are available to you. We are available 7 days per week including evenings until 9:00 pm. Call 604-812-3718 or email: info@gvcps.ca You can also contact us 24 hours a day through our Confidential Form (click here).

Please Take Over My Mortgage Payments

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For 25 years, we have provided professional solutions to people who are having trouble paying their mortgage. We take over mortgage payments foreclosure and the houses associated with it for those who are having mortgage problems and require solutions. If you are searching for “Take Over My Mortgage Payments” online since hours then you just discovered the right page, we can relieve your financial stress and provide you with peace of mind when we take over your mortgage payments and the house associated with it so you can move on from the situation.

You don’t have to lie awake at night anymore worrying about the mortgage payments and the property. When we take over your mortgage payment, in most cases, we take over all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance, monthly strata fees as well as any repair and maintenance costs.

Our Mortgage Relief Solutions & Benefits:

  • We Relieve You of Your Financial Stress Around Real Estate
  • You Do Not Have to Make Anymore Mortgage Payments On the Property
  • We Do Not Charge You Any Fees or Commissions
  • You Do Not Have to Make Any Repairs to the House or Continue to Perform Any Upkeep or Maintenance
  • If You Are a Landlord, You Do Not Have to Deal With Anymore Landlord Tenant Disputes, Tenancy Issues, Tenant Problems or Paying for Vacancies
  • We Take Over and You Move On

We are a privately owned Real Estate Investment Company. We initially started in Real Estate Investing and evolved into a Company that specializes in taking over real estate mortgage payments and property management for people who require a solution to their mortgage and property situation.

Today, we successfully take over mortgages and properties and provide immediate solutions that enable people who need to move on from their situation to keep their former monthly mortgage payment in their pocket or bank account. We take over the mortgage payment and the house associated with it and you move on. Simple. Not complex.

We encourage and advise all new clients who inquire about our Mortgage Take Over Program to ensure that you have researched all options that may be available to solve your current mortgage and house situation. If other options have not worked out or make no financial sense to you, our Take Over House Payments Program may be your solution. If you need immediate mortgage relief and can no longer make your mortgage payments, contact us regarding our Mortgage Relief Program 604-812-3718.

Our Mortgage Relief Program is designed for the Homeowner or investor who wants out of paying an unmanageable or unwanted mortgage payment but wants to protect any equity they may have along with protecting their credit.

In today’s challenging real estate market, a house or investment property can be difficult to sell, even at a substantial price reduction and especially houses that can’t be sold on the conventional market through a realtor along with the ongoing carrying costs associated with these properties: mortgage expense, property tax expense, insurance expense, maintenance and repairs.

GVCPS: Your Solution Partner For  – Take Over My Mortgage Payments & Who Takes Over Mortgage Payments Foreclosure

We don’t know how many months you have been looking for a solution to your situation. Don’t let your mortgage and property situation become a liability. Contact us, especially if you have questions. We are available 7 days per week including evenings until 9:00 pm 604-812-3718. You can also contact us 24 hours a day through our Confidential Sell-to-Us Form (click here).